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1. Accepted Offer

  • Once we have an agreement on a price and terms, we put together a “Confirmation of Accepted Offer” which outlines terms of the deal. This is sent to the seller’s attorney for contract preparation.


2. Secure a Real Estate Attorney

  • It’s preferable to use a local CT-licensed attorney. Attorney will research property for outstanding permits, title discrepancies or restrictions and acceptable survey. They will also facilitate ongoing negotiations.

3. Schedule Building Inspections

  • These may include:

    • Professional inspection of building from structural to mechanical, including septic and well testing if applicable.

    • Testing for termite presence/damage and radon.

    • Additional tests can be ordered if needed, such as, mold, asbestos and scans for underground oil tanks.  


4. Review Inspection Report

  • Determine what issues need to be addressed by seller and incorporate into contract.

5. Sign Contract & Deposit

  • Once language of contract is agreed upon by all parties you will sign a purchase agreement and submit a down payment.

  • ​Payment (typically 10% of sales price) can be made with check or via wire. Funds will be deposited into the Seller’s Attorney’s Trust Account to be distributed at closing.

6. Appraisal

  • If you are getting a mortgage, upon receipt of counter-signed contract, your mortgage broker will set up an appraisal of the property.


7. Insurance

  • Secure home owner’s insurance policy. You will be required to pay for the policy in advance of closing.

8. Set Up Service Provider/Utility Accounts

  • Eversource, Connecticut Natural Gas

  • Attorneys handle setting up water account

9. Schedule Walk Through

  • This is a pre-closing walk through inspection of the property one to two days prior to closing. Confirm agreed upon repairs were made, mechanicals in working order, condition of property the same as time of accepted offer etc. Some inspection companies will include this service in their original fee.

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